Getting a car loan with bad credit can be difficult and often times costs you tons of money in high interest rates. If you are in debt and need a solution, check out www.debtzine.com for some excellent advice. Below are some tips on how to relieve your debt.

Consumers overwhelmed by debt may feel that there is no place to turn and feel compelled to rush to bankruptcy to eliminate their debt. However, there are many alternatives available such as debt consolidation, debt settlement, as well as debt consolidation loans, home equity loans or even personal loans, that may provide better alternatives.

The first step a consumer must take to resolve their financial difficulties is to truthfully and fully assess their financial situation. Many consumers are unable or unwilling to come to terms with every relevant detail of their particular financial situation. For those of you, there are many consumer credit counseling and debt settlement organizations who can provide needed advice. One such organization on our favorite list is www.DebtXS.com You can click here to fill out a quick one minute form and they will contact you with some recommended options tailored to your situation.

These organizations will ask you the appropriate questions needed to obtain information from the consumer to plan a debt relief strategy. Such information includes:

- Number of debts
- Total dollar amount of debts
- Description/types of debt (i.e. secured vs. unsecured)
- Consumer’s attitude toward debt
- Description of assets
- Debtor’s income
- Any pending legal actions

Answering the above honestly and completely will allow the consumer debt counseling agency or debt consolidator to propose an appropriate remedy. Some agencies may provide credit repair services.

Read more at www.debtzine.com

Good Luck,

Kevin Schappell